Protect yourself before you go.

One of the great inventions of the modern world is insurance.  (I know.  I know.  It’s also one of the great nuisances of the modern world.)  But, think about it.  By pooling your resources with others, you can protect yourself from massive financial setbacks.

By now, all of you know that my son was in an accident in Colorado.  His accident brought my family back from Athens, Greece.  I had gone there to study Greek intensively.

When we heard of the accident, I immediately went online and bought a ticket for my wife.  She was on a plane for Colorado eight, or so, hours later.

My girls and I stayed in Athens.  We waited for more news.  How serious was the accident?  How badly was my son injured?

As news slowly filtered in, we realized the situation was, indeed, quite serious.  We settled all of our affairs in Athens and boarded a plane 24 hours behind my wife.

Last minute flights for myself, my wife, and my girls cost roughly $2,000 each.  So… $12,000.  With airport taxes and such, it was actually a bit higher than that.

Before our trip, my wife had purchased travel insurance for the family.  It cost $158.

This week, Allianz Global Assistance refunded the entire amount.  They deposited a little more than $12,000 directly into our checking account.

I am a bit of a complainer when it comes to taxes and insurance.  I shouldn’t complain, I know.  But… it feels so good.

Maybe I will stop complaining now.  Those $158 dollars my wife spent now numbers among our top 10 purchases for $158.

If you are traveling alone, you could possibly justify the risk of going without travel insurance.

But, if you are traveling with a family, do it.

And, if you are going to purchase travel insurance, consider Allianz Global Assistance.  They were easy to work with, and they upheld their end of the bargain.

Have a happy Saturday!
Dwane Thomas

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