Tag Archives: Insurance

Affordable Medical Insurance that is actually affordable.

Dwane Thomas’ Tip of the Week – November 18, 2017
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As most of you know, my son almost died in a car accident last April.  My family and I were living in Athens, Greece at the time.  I had gone there to study Greek.

We received the call no parent wants to receive.

Within hours, my wife was on a plane bound for Aurora, Colorado.

Before she landed, my girls and I were on another plane bound for Aurora.

Instead of studying in Athens for several months, we ended up living in a hotel (for several weeks) across the street from Aurora medical center.  Eventually, with help from our friends and with help from our church, we rented a home.  We ended up living in Colorado for almost 2 months.

As most of you know, medical insurance is no longer as affordable as it was before the “Affordable” Care Act went into effect.

Fortunately, The “Affordable” Care Act did not make insurance unaffordable for my family.

The reason is simple.  We are members of a medi-share organization called Samaritan Ministries.

Most of you are probably familiar with this organization.  If you are not, I recommend you check them out.

During our awful ordeal in Colorado, we had plenty to worry about.  We did not have to worry about medical bills.

The help from Samaritans Ministries was phenomenal.

While I continued to work from Colorado, my wife managed the medical bills.  From time to time, when I would ask her how things were going, she would report to me that working with Samaritan’s ministries was very easy.

What a relief.  With everything else we were going through, medical bills were a major concern.  It turns out, we didn’t have to worry.  Samaritans Ministries had us covered.

It’s been over six months now since the accident.  My son continues to improve every day.  He is back to work.  Back to filming, and back to photography.  We are very grateful.

And, I am happy to report that Samaritans Ministries stepped in to cover all of my son’s medical expenses.  The medical bills did not bankrupt us, and I can keep on working.

If you are looking for an affordable shelter to protect you from the “Affordable” Care Act, then please check out Samaritans Ministries.

And if you don’t mind, when they ask how you heard about them, mention me.

I hope you all have an excellent Thanksgiving celebration!
Dwane
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I am currently working on another book.  I hope to have it available in a few weeks.  Meanwhile, here’s the book I wrote in 2013.  For the most part, it’s about learning Latin.  The tips and tricks I share, however, do apply to other subjects.  Check it out here:
https://dwanethomas.com/downloads/via-latin-lost/
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Protect yourself before you go.

One of the great inventions of the modern world is insurance.  (I know.  I know.  It’s also one of the great nuisances of the modern world.)  But, think about it.  By pooling your resources with others, you can protect yourself from massive financial setbacks.

By now, all of you know that my son was in an accident in Colorado.  His accident brought my family back from Athens, Greece.  I had gone there to study Greek intensively.

When we heard of the accident, I immediately went online and bought a ticket for my wife.  She was on a plane for Colorado eight, or so, hours later.

My girls and I stayed in Athens.  We waited for more news.  How serious was the accident?  How badly was my son injured?

As news slowly filtered in, we realized the situation was, indeed, quite serious.  We settled all of our affairs in Athens and boarded a plane 24 hours behind my wife.

Last minute flights for myself, my wife, and my girls cost roughly $2,000 each.  So… $12,000.  With airport taxes and such, it was actually a bit higher than that.

Before our trip, my wife had purchased travel insurance for the family.  It cost $158.

This week, Allianz Global Assistance refunded the entire amount.  They deposited a little more than $12,000 directly into our checking account.

I am a bit of a complainer when it comes to taxes and insurance.  I shouldn’t complain, I know.  But… it feels so good.

Maybe I will stop complaining now.  Those $158 dollars my wife spent now numbers among our top 10 purchases for $158.

If you are traveling alone, you could possibly justify the risk of going without travel insurance.

But, if you are traveling with a family, do it.

And, if you are going to purchase travel insurance, consider Allianz Global Assistance.  They were easy to work with, and they upheld their end of the bargain.

Have a happy Saturday!
Dwane Thomas

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