Years ago, I read the Millionaire Next Door by Thomas Stanley.  I remember thinking… “Is this a commentary on the book of Proverbs?”

This morning, I ran across a summary of the book.

Investment writer Mark Skousen wrote this:

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According to “The Millionaire Next Door” and the sequel, “The Millionaire Mind,” wealthy American millionaires are good people. Here are the results of his survey of more than 1,000 super-millionaires (people who earn $1,000,000 a year or more):

• They live far below their means and have little or no debt. Most pay off their credit cards every month; 40% have no home mortgage at all.
• Millionaires are frugal — they prepare shopping lists, resole their shoes and save a lot of money — but they are not misers; they live balanced lives.
• 97% are homeowners; they tend to live in fine homes in older neighborhoods. (Only 27% have ever built their “dream home.”)
• 92% are married; only 2% are currently divorced. Millionaire couples have less than one-third the divorce rate of non-millionaire couples. The typical couple in the millionaire group has been married for 28 years and has three children. Nearly 50% of the wives of the super-rich do not work outside the home.
• Most are first-generation millionaires who became wealthy as business owners or executives; most did not inherit their wealth.
• Almost all are well educated; 90% are college graduates and 52% hold advanced degrees; however, few graduated at the top of their class — most were “B” students. They learned two lessons from college: discipline and tenacity.
• Most live balanced lives; they are not workaholics. 93% listed socializing with family members as their #1 activity; 45% play golf. (Stanley didn’t survey whether they were avid book readers — too bad.)
• 52% attend church at least once a month; 37% consider themselves very religious.
• They share five basic ingredients to success: integrity, discipline, social skills, a supportive spouse and hard work.
• They contribute heavily to charity, church and community activities (64%).
• Their #1 worry: taxes! Their average annual federal tax bill: $300,000. The top one-tenth of 1% of U.S. income earners pays 14.7% of all income taxes collected!
• “Not one millionaire had anything nice to say about gambling.” Okay, but his survey also showed that 33% played the lottery at least once during the year!

The full article is here: https://www.markskousen.com/how-to-be-the-next-millionaire-next-door/

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