Thank you!

Merry Christmas!

It’s the last Saturday before Christmas.

It’s also late o’clock.

Not many of you will read this.  That’s fine.

You are spending time with your families.  So am I.

Maybe that is what makes this everyone’s favorite time
of year.

Anyway, I just wanted to say, “Thank you!”

I started sending out the “Tip of the Week” almost a year ago.
The response from many of you has been warm and positive.
This week, I just want to say “Thanks!”  Thanks for being a

I hope all of you have a Merry Christmas!